Mount St. Joseph University expects that all students have medical insurance as mandated by the Affordable Care Act. Many students may remain on family medical insurance policies but for those that do not, the purchase of an individual health insurance plan is necessary.
Students without access to a group or family medical plan can purchase insurance coverage by accessing an online health insurance marketplace. Students who meet certain economic criteria may also be eligible for a state-based Medicaid plan. The University offers a private health insurance marketplace operated by Campus Unity Benefits. This marketplace has options for ACA-compliant health insurance, short-term health plans, and other types of coverage (e.g. dental, vision) at competitive rates.
Campus Unity’s current plan offerings can be found here: https://mymount.msj.edu/ICS/Mount_Community/Wellness_Center/Student_Health_Insurance.jnz?portlet=Free-form_Content
Residence Hall students and Student Athletes are required to provide proof of health insurance coverage prior to the first day of classes. Additionally, some academic departments (for instance the School of Health Sciences) require students to provide proof of health insurance as well. Students who are required by the University to provide proof of valid health insurance and fail to provide such proof by the first day of classes each fall academic term will be enrolled in a short-term (non ACA-compliant) health plan, which will be billed to their student account.